Payment & Financing Options

Get the care you need—then choose how to pay (without confusion)

Learn why many of our patients travel from out of state to see us. We deliver first-class prosthodontic services, guided by experienced, world-renowned prosthodontists in Atlanta.

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Why comprehensive treatment often wins—clinically and financially

Piece-by-piece dentistry (fixing one tooth at a time) can lead to:

Your payment toolbox

01

Dental insurance = a form of payment (with caps)

Most plans use 100/80/50 coverage tiers and annual maximums. Helpful, but limited; once you hit the cap, remaining costs are out-of-pocket. Waiting periods/exclusions may apply. Many patients combine insurance with financing to keep treatment on schedule. (American Dental Association)

How we help: We file PPO claims as a courtesy (benefit estimates aren’t guarantees). Please share insurance details 48 hours before your visit so we can verify eligibility; if verification isn’t possible (e.g., weekends), payment is due at the visit.

Qualified dental expenses can often be paid from HSAs/FSAs/HRAs (rules vary). HSAs roll over; FSAs may be “use-it-or-lose-it”; HRAs are employer-funded. Some unreimbursed dental costs may be deductible when they exceed 7.5% of AGI—see IRS guidance. (IRS)

02

HSA / FSA / HRA (use pre-tax dollars)

401(k) loans are typically limited to 50% of vested balance or $50,000 (whichever is less) and must be repaid; early withdrawals may be taxable and subject to a 10% additional tax if under 59½ (exceptions exist). Consider only after understanding tax and retirement-growth impacts. (IRS)

03

401(k) or retirement funds (loan vs. withdrawal)

04

Third-party medical financing (health-care credit cards & installment loans)

Common in dentistry for spreading payments. Many lenders offer soft-check prequalification (no impact to your credit score) so you can preview terms before applying. Be aware: deferred-interest promotions can get expensive if a balance remains when the promo ends; the CFPB documented ~$23B in spend across 17M purchases (2018–2020) and ~$1B in deferred interest paid by consumers. (Consumer Financial Protection Bureau)

Savings avoid interest; general cards may earn rewards, but high APRs can be costly for large balances.

05

Personal savings & general credit cards

Apply or pre-qualify online

These independent companies provide online tools; use them to compare offers and decide what fits your budget.

CareCredit® — Prequalify & Apply (soft check): patients can check eligibility without impacting their credit score before applying. (CareCredit)

Happen Bank (Formerly LendingClub®) Patient Solutions — Dental: see payment plans you pre-qualify for with no impact to your score until you choose a plan and apply. (Happen Bank)

Proceed Finance® — Patient Pre-Qualification (soft check): advertises quick pre-qualification and longer terms for larger cases. (proceedfinance.com)

FAQs patients actually search for

Many implant-related expenses qualify as medical expenses (see IRS Pub. 502). Always confirm eligibility with your plan administrator. (IRS)

It’s a look at your credit that doesn’t impact your score; lenders use it for prequalification. A full application usually triggers a hard inquiry. (LendingClub)

It’s the cap your plan pays in a plan year; after that, you pay out-of-pocket. This is why many patients pair insurance with financing for comprehensive care. (American Dental Association)

No. With deferred interest, if any balance remains after the promo period, interest can be charged from the purchase date. Read terms carefully and consider fixed-rate options if you prefer predictability. (Consumer Financial Protection Bureau)

Yes. Virtual planning and coordinated scheduling condense visits for those traveling to Atlanta.

Ready to see monthly options that fit your plan?

Our Treatment Coordinators will:

01

Map your comprehensive treatment and timeline

02

Apply PPO benefits efficiently,

03

Lay out side-by-side monthly paths

How to Pay at Our Office — Quick Summary

A few practical notes

Failed or Complicated Dental Work

Correcting and improving the outcomes of prior dental treatments that may not have been successful or require revision.

Traumatic Injuries

Rebuilding and restoring teeth, gums, and jaw structures damaged by accidents or trauma.

Tooth Wear and Erosion

Restoring teeth damaged by:

  • Bruxism (teeth grinding)
  • Acid erosion from diet or medical conditions
  • Aging or wear-and-tear over time

Congenital or Developmental Defects

Treatment of conditions such as cleft palate, ectodermal dysplasia, amelogenesis imperfecta or other dental and facial abnormalities.

Oral Cancer Restoration

Designing and fabricating prostheses for patients who have lost oral or facial structures due to cancer surgery or trauma.

Complex Dental Problems

Addressing structural, mechanical, or functional issues, such as:

  • Bite misalignment (malocclusion)
  • Severe enamel wear
  • Failed dental restorations

Cosmetic Concerns

Enhancing the appearance of teeth and smile with:

  • Veneers
  • Crowns
  • Bonding
  • Teeth whitening
  • Smile makeovers

Full-Mouth Reconstruction

Treatment for patients with severe tooth wear, decay, trauma, or congenital conditions that require complete oral rehabilitation.

Missing Teeth

Replacement of single, multiple, or all missing teeth using:

  • Dental implants
  • Bridges
  • Dentures (partial or complete)
  • Implant-supported dentures

ENT Specialists / Maxillofacial Surgeons / Oncologists

Why? For patients who have experienced facial trauma, oral cancer, or need complex reconstructive surgery, these medical specialists coordinate with prosthodontists to plan and execute full-mouth or facial rehabilitation. This might involve implant-retained prosthetics or specialized maxillofacial prostheses.

Speech-Language Pathologists

Why? In cases involving reconstructive jaw surgery or significant changes to the oral structures (e.g., after trauma or cancer treatment), prosthodontists and speech-language pathologists may work together to improve or restore speech function.

Dental Technicians / Dental Laboratory Technologists

Why? Dental technicians fabricate the actual crowns, bridges, dentures, veneers, and implant restorations that prosthodontists design. Close collaboration ensures that the prosthesis (e.g., denture or crown) fits accurately, functions well, and looks natural.

Dental Hygienists

Why? Ongoing maintenance of crowns, implants, and dentures is critical. Dental hygienists provide professional cleanings and patient education to ensure restorations remain in good condition and minimize the risk of gum disease or decay around restorations.

Orthodontists (Alignment Specialists)

Why? Sometimes, proper alignment of teeth and jaws is necessary before placing prosthetic appliances like crowns, bridges, or dentures. By moving teeth into more ideal positions, an orthodontist can help create a better foundation for prosthodontic work.

Endodontists (Root Canal Specialists)

Why? Before placing new restorations (like crowns), teeth may need root canal treatment if there is infection or pulp damage. Prosthodontists collaborate with endodontists to ensure the underlying tooth is healthy enough to support a restoration.

Periodontists (Gum Specialists)

Why? Healthy gums and bone structure are crucial for successful prosthodontic work, such as crowns, bridges, and implants. Periodontists help manage gum disease, perform procedures like gum grafts, and maintain the periodontal health that underpins stable restorations.

Oral Surgeons

Why? If tooth extractions, bone grafts, or placement of dental implants are needed, an oral surgeon is often called in. Prosthodontists and oral surgeons coordinate the plan for implant surgery and final tooth restoration, ensuring the surgical and restorative aspects fit together seamlessly.

General Dentists

Why? General dentists often identify a patient’s need for prosthodontic treatment (e.g., for missing or severely damaged teeth) and will refer patients to prosthodontists for more specialized care. After the prosthodontic phase of treatment, the patient may return to the general dentist for routine check-ups and maintenance.

TMJ

Temporomandibular joint disorders that affect jaw function. This treatment focuses on restoring alignment and relieving pain